Minimum Property Standards Guide:

Is That Listing Ready for a VA Buyer?


Below is a list of VA Minimum Property Requirements (MPRs)

for existing homes that can be used as a screening checklist for your listings.

  • General:  Must be free of hazards that affect the health and safety of occupants, structural soundness of property, or impair the use and enjoyment of property.
  • Handrails required on stairs with 3 or more risers.
  • Severe tripping hazards must be remedied (i.e., major buckling of concrete).
  • 25% maximum non-residential use.
  • Mechanical systems must be adequate, safe, and protected from elements.
  • Conventional heating system must be present in all homes to maintain temperature of 50 degrees in areas with plumbing (i.e., wood stove cannot be only heat source).
  • Solar systems for water and space heating must have reliable backup system.
  • Roof must have 2 years of remaining life and no more than 3 layers of shingles.
  • Crawlspace must have adequate access, be clear of debris and be properly vented.  Must have access to ductwork and plumbing.
  • Excessive dampness or ponding of water in crawlspace must be corrected.
  • Natural ventilation of attics and crawl spaces must be provided.
  • Laundry and storage space may be shared in a 2-4 unit.
  • Rear yard must have access.  Row units may be by means of alley, easement, or passage through subject dwelling.
  • Private streets must have permanent easement and be maintained by HOA or maintenance agreement.
  • Streets must have all-weather surface.
  • Living unit must have its own access.
  • Unit utilities may not pass over, under or through another living unit unless there is legal and permanent access for maintenance and repair.
  • Must be space between buildings for maintenance of exterior walls.
  • Termite cert required. Treatment required if necessary.
  • Lot must drain away from dwelling.
  • Exterior wood must be protected from elements.  Chipped or peeling paint must be remedied.
  • Properties built prior to 1978 must have all defective paint surfaces remedied both interior and exterior.
  • Property cannot be located within a high-pressure gas or petroleum easement.  If located within 220 yards’ special certifications will be required.
  • Property cannot be located within a high-voltage electric line easement.
  • Connection to public water/sewer disposal systems is only required when mandated by building, planning or health authorities.
  • Private water systems must be tested.
  • Water treatment systems are allowed only if public water is not available and water supply is from aquifer confirmed uncontaminated by health department.
  • Shared wells must be adequate and have maintenance and well-sharing agreements.